Association of Personal Injury Lawyers
A not-for-profit organisation representing injured people

The Times RE: Cost of car insurance to increase by 8%

21 Apr 2017
APIL news

The Times RE: Cost of car insurance to increase by 8%


We should remember that it is the responsibility of insurance companies to set their premiums. It is for them to decide who is to pay for years of mismanagement - hard-hit motorists or insurance company shareholders.

For many years the compensation paid by liable insurers has failed to meet the needs of severely injured people, including disabled children who need support for the rest of their lives. This is because the discount applied to offset the interest the payments are assumed to earn has not reflected the economic environment. Meanwhile, insurers have enjoyed a windfall in unpaid damages.

A change in the discount rate was long overdue. The backlash has been little short of hysterical. It is scandalous to suggest that people with life-changing injuries should continue to struggle on inadequate compensation just to make sure insurance companies don’t put up everyone else’s premiums.

Neil Sugarman


Association of Personal Injury Lawyers (APIL)

Past letters to the press

To The Scotsman re: Scotland set to become first choice to bring personal injury actions , 04 Nov 2019
Discount rate disparity in Northern Ireland must be addressed - Belfast Telegraph, 16 Jul 2019
Inquests for stillborn babies , 18 Jun 2019
RE: Firms still fuel rising costs as premiums fall (1 May), 01 May 2019
Regional letter - mesothelioma payment scheme must be extended for all asbestos related diseases, 03 Apr 2019
Regional letter - Psychiatric harm , 19 Dec 2018
Glasgow bin lorry tragedy , 28 Nov 2018
Regional letter campaign - Cycling consultation and Road Safety Week, 19 Nov 2018

More past letters to the press

Head of Public Affairs
Lorraine Gwinnutt
0115 943 5400

Communications Manager
Jane Hartwell
0115 943 5416

Press & Communications Officer
Lizzy Freeman
0115 943 5431