Association of Personal Injury Lawyers
A not-for-profit organisation representing injured people

Regional newspapers - Who is responsible for insurance?

10 May 2017
APIL news

Regional newspapers

10 May 2017

Sir,

I would think that a severely injured person such as a brain-damaged child who needs round-the-clock care for the rest of his life would be granted the greatest level of compassion. Instead catastrophically injured people are being publicly lambasted by the insurance industry, an industry which exists to help them, for rising motor insurance prices.

For many years, the compensation paid by at fault insurers has failed to meet the needs of people with life-altering, life-limiting injuries. This was put right recently by a change in something called the discount rate, resulting in a hysterical reaction from the insurance industry which until now had enjoyed a windfall after reaping premiums from negligent policyholders while underpaying the people they harm.

Finally, insurers are being held to account. But rather than accept their responsibilities, these companies now suggest that people with catastrophic injuries should continue to struggle on inadequate compensation, or else all motorists must pay higher premiums. They should be ashamed of themselves.

Setting of premiums is the responsibility of insurers, and only insurers. It is your insurer who has decided to pass the cost of years of mismanagement onto you, the motorist, rather than its shareholders.

Brett Dixon

President

The Association of Personal Injury Lawyers (APIL)

Past letters to the press

Discount rate disparity in Northern Ireland must be addressed - Belfast Telegraph, 16 Jul 2019
Inquests for stillborn babies , 18 Jun 2019
RE: Firms still fuel rising costs as premiums fall (1 May), 01 May 2019
Regional letter - mesothelioma payment scheme must be extended for all asbestos related diseases, 03 Apr 2019
Regional letter - Psychiatric harm , 19 Dec 2018
Glasgow bin lorry tragedy , 28 Nov 2018
Regional letter campaign - Cycling consultation and Road Safety Week, 19 Nov 2018
RE: NHS bill for compensation reaches £100m in 24 hours - The Times (15 October), 15 Oct 2018

More past letters to the press

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