APIL president, Brett Dixon said: “I hope the Lord Chancellor will make his decision based on the very real needs of people who suffer catastrophic, life-changing injuries through no fault of their own. It is also important to remember that compensation for very serious injuries can sometimes be paid by installments (‘periodical payment orders’, or PPOs). The need to address barriers to that system is now urgent. The needs of some catastrophically injured people are best served by a lump sum payment, others by installments and still others by a combination of the two. If the Government is determined to make changes to the discount rate, it is important to make sure we have a new way of using PPOs at the same time.