APIL president Gordon Dalyell said:

“At a time when people are looking for answers on how the new small claims system will work, this report fails to provide clarity. The Government needs to address the substantial financial barrier injured people will face if they must pay £180 up front for their medical reports when liability is denied. Not everyone can afford this. It would be very easy for insurers to play the game of denying liability in the knowledge that it will put genuine injured people off taking the claim further simply because they can’t afford the medical report.”